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AFX Wealth|Prospectus
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DRAFTSUBJECT TO ISIN ASSIGNMENT

AFX Fixed Income Notes

Prospectus Summary

Prepared by Broadbench Wealth | April 2026 | Based on Term Sheet dated April 2026

Executive Summary

The AFX Fixed Income Notes are issued by afx Fixed Income Designated Activity Company, an Irish-incorporated special purpose vehicle. The Notes are listed on the Vienna MTF (Wiener Börse), cleared through Euroclear and Clearstream Luxembourg, and will carry an ISIN upon assignment. Proceeds from the Notes are used to acquire Class A participating shares in afx Wealth Limited, a Cayman Islands open-ended investment fund.

The Fund employs a diversified trading strategy across foreign exchange, contracts for difference, equity indices, commodities and crypto CFDs, using algorithmic trading, technical analysis and market sentiment evaluation. The Notes pay interest at a rate of 1.5% per month (18% per annum), subject to the Fund's performance and ability to pay dividends on the underlying Class A Shares.

The Bank of New York Mellon SA/NV (Dublin Branch) acts as Paying Agent, providing institutional-grade payment infrastructure. The minimum investment is US$125,000 with a 30 business day lock-up period from the date of acquisition.

Key Terms

Issuer

afx Fixed Income DAC

Ireland (Reg. 811258)

Currency

US$

United States Dollar

Interest Rate

1.5% p/m

18% per annum

Lock-up Period

30 Days

Business days from acquisition

Minimum Investment

US$125,000

US$1 increments thereafter

Programme Size

US$500m

Maximum principal amount

Maturity

31 Dec 2076

50-year maturity

Listing

Vienna MTF

Wiener Börse

ISIN Assignment Pending

The International Securities Identification Number (ISIN) and Classification of Financial Instruments (CFI) code will be assigned prior to closing. Lee has confirmed the ISIN is expected next week. This prospectus will be updated with the assigned ISIN once available.

Product Structure

The Notes are structured through a multi-jurisdictional framework with institutional-grade service providers at each level.

Investor

Subscribes for Notes (min. US$125,000)

Subscription proceeds

afx Fixed Income DAC

Issuer (Ireland) | Vienna MTF Listed

Acquires Class A Shares

afx Wealth Limited

Fund (Cayman Islands) | Open-ended

Trading instructions

afx Financial Management Ltd

Investment Manager (BVI)

Executes via liquidity bridge

afx Markets Ltd

Gateway Broker | 7+ Liquidity Providers

Issuer

afx Fixed Income Designated Activity Company

Ireland

Orphan vehicle, shares held by Waystone for charitable purposes

Fund

afx Wealth Limited

Cayman Islands

Open-ended exempted company, Class A participating shares

Investment Manager

afx Financial Management Limited

British Virgin Islands

Directors: Lee Plaister, William Hodgson

Gateway Broker

afx Markets Ltd

Mauritius

Executes trades via liquidity bridge with 7+ liquidity providers

Paying Agent

Bank of New York Mellon SA/NV

Dublin Branch

Global custodian and institutional paying agent

Clearing & Settlement

Euroclear / Clearstream Luxembourg

EU

Standard institutional clearing infrastructure

Investment Strategy

The Fund employs a diversified trading strategy across multiple asset classes and instruments, including major and minor FX pairs (with a focus on liquidity and volatility), contracts for difference on equity indices, commodities, and crypto CFDs. The Investment Manager utilises algorithmic trading systems, technical analysis, and market sentiment evaluation to execute across the following core strategies:

Trend Following

Identifying and capitalising on sustained directional moves across asset classes

Mean Reversion

Trading deviations from historical averages back to equilibrium levels

Momentum Trading

Capturing short to medium-term price momentum across liquid markets

Event-Driven

Positioning around macroeconomic events, data releases and market catalysts

Portfolio Allocation

Diversified Fund Allocation
40%
Low to Medium Risk
20%
High Risk
20%
High Risk+
20%

Redemption & Liquidity

Note Redemption

  • Early redemption permitted outside the 30 business day lock-up period
  • Subject to Issuer having available funds from Class A Share redemptions
  • Issuer may refuse redemption requests in certain circumstances
  • Issuer may compulsorily redeem Notes at any time

Class A Share Redemption

  • Redemption on the first business day of each month
  • 30 business day lock-up from date of issue
  • 25% gate provision if requests exceed Fund NAV threshold
  • Directors may delay, suspend or postpone redemption in certain circumstances

Interest Payments

1.5%

Per Month

18%

Per Annum

30/360

Day Count Convention

Interest is payable 7 days following receipt by the Issuer of a dividend on the Class A Shares. Payments on the Notes depend entirely on amounts received from the Class A Shares held by the Issuer. Partial or total loss of interest and principal is possible. The Calculation Agent is Waystone Centralised Services (IE) Limited.

Service Providers

RoleEntity
Issuer AuditorEisner Amper
Issuer Legal CounselDillon Eustace LLP
Issuer Tax AdviserEisner Amper
Issuer Company SecretaryWaystone Centralised Services (IE) Ltd
Issuer Calculation AgentWaystone Centralised Services (IE) Ltd
Fund AuditorMoore LLP
Fund Legal CounselM Advisory (Cayman)
Fund AdministratorNAV Fund Services (Cayman) Ltd
Fund NAV CalculationNAV Consulting, Inc.

Liquidity Providers

The Gateway Broker (afx Markets Ltd) uses liquidity bridge software to place trades with the following liquidity partners:

Multi-Asset Solutions Ltd
Praxis Digital Trading Group LLC
Britannia Global Markets Ltd
Finalto (Magnasale Investments Ltd)
26 Degrees Global Markets Pty
Markets Vox (SC) Ltd
Sage Capital Management LLC

Governance & Oversight

Issuer Directors

  • Ross Dunne
  • Rachael McNeill

Issuer is an orphan vehicle. All shares held by Waystone on trust for charitable purposes.

Fund Directors

  • Steven Sokohl
  • William Hodgson

Management Shares held by Lee Plaister. Investment Manager directors: Lee Plaister, William Hodgson.

Legal & Regulatory

The Notes are governed by Irish law. The Issuer has granted an Irish law governed security interest in favour of the Note Trustee over the Class A Shares and related rights. Recourse under the Notes is limited to the assets of the Issuer secured by this security interest.

The Issuer is not authorised or regulated by the Central Bank of Ireland or any equivalent regulatory body. The Notes have not been reviewed, approved or disapproved by any securities commission, state administrator or regulatory authority.

The Notes are not offered to US persons (Regulation S, Securities Act 1933). Distribution is restricted to jurisdictions where such distribution is lawful.

The Notes will not be rated by any credit rating agency.

Key Considerations

  • The value of the Notes may fluctuate. Capital is at risk.
  • The Notes are illiquid. There is no secondary market for trading.
  • Returns are linked to Fund performance and are not guaranteed.
  • The Fund may use gearing which can amplify both gains and losses.
  • Past performance is not indicative of future results.

Next Steps

1ISIN and CFI codes assigned and confirmed (expected next week)
2Prospectus updated with assigned ISIN
3Dedicated web presence finalised for the bond
4Provider approach begins with Tier 1 SIPP providers from the database
5Due diligence packs prepared for each provider conversation

This document is prepared by Broadbench Wealth for internal use only and is based on information contained in the afx Fixed Income DAC Term Sheet dated April 2026. It is provided for informational purposes only and does not constitute an offer or solicitation for the purchase or sale of any investment. This material is not suitable for retail customers or consumers under any circumstances. The information does not purport to be complete and is subject to change without notice. Recipients should consult their own legal, accounting and tax advisors before making any investment decision. Capital at risk. Past performance is not a guide to future performance.